Latest Mortgage Rates
| Term | OUR RATES | Banks |
| Updated August 8, 2010 | 0.0 % | 0.0 % |
| Variable ARM | 2.05 % | 2.65 % |
| 1 Year Closed | 2.60 % | 3.75 % |
| 2 Year Closed | 3.04 % | 4.05 % |
| 3 Year Closed | 3.54 % | 4.65 % |
| 4 Year Closed | 3.74 % | 5.25 % |
| 5 Year Closed | 3.65 % | 5.85 % |
| 50/50 Mortgage 3 yr | 2.87 % | 0.00 % |
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Waterloo Mortgage Broker for Mortgages in Waterloo
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Financing Waterloo for Over 20 Years Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Waterloo mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage I work with over 100 lenders to find the best possible rate and flexible options for your needs. I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will gladly show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you! In these tough economic times, I want only the very best for you and your family. My job as your Waterloo mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Waterloo I will be able to quickly deliver your options. Best of all, in almost all cases, my service is free. The lender will pay my fee. I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. You can apply now or pick up the phone and call me today. |
Name: Amanda Cluett Tel (Local): 416-524-5432 Tel (Toll-Free): 1-877-5 RATES 1 amanda@bestmortgagerates4u.ca |
Buying a Home First Time Home Buyer Mortgage Renewals
Looking for your first or Tips and stuff you need to know Maturing mortgage? Nows a
or next home? Start by about buying your first home. great time to look at all your
Mortgage Refinance Bad Credit? Investment Property
Mortgage Refinance Bad Credit? Investment Property
Mortgage Refinance Bad Credit? Investment Property
About Waterloo Waterloo is a city in Southern Ontario, Canada. It is the smallest of the three cities in the Regional Municipality of Waterloo, and is adjacent to the larger city of Kitchener. Kitchener and Waterloo are often jointly referred to as Kitchener-Waterloo (K-W), or “the twin cities”, although they have separate city governments. There have been several attempts to amalgamate the two cities (sometimes with the city of Cambridge as well), but none have been successful. The reported population for the city can vary depending on how temporary residents at Waterloo’s two universities are counted. At the time of the 2006 census, Waterloo had a population of 97,475. That number does not include post-secondary students who are temporary residents. The city’s total population at the end of 2006—with over 20,000 non-resident post-secondary students included—was 114,700. The Intelligent Community Forum named Waterloo the Top Intelligent Community of 2007. Waterloo had lost to Taipei in 2006. Waterloo has a strong knowledge- and service-based economy with significant insurance and high-tech sectors as well as two universities. The city’s largest employers are Sun Life Financial, the University of Waterloo, Manulife Financial, Research In Motion, and Wilfrid Laurier University. The city is also home to three well known think tanks – the Perimeter Institute for Theoretical Physics, an advanced centre for the study of theoretical physics; the Institute for Quantum Computing, based at the University of Waterloo, which carries out innovative research in computer, engineering, mathematical and physical sciences; and the Centre for International Governance Innovation, an independent, nonpartisan think tank that addresses international governance challenges. The city is part of Canada’s Technology Triangle (CTT), a joint economic development initiative of Waterloo, Kitchener, Cambridge and the Region of Waterloo that markets the region internationally. Despite its name, CTT does not focus exclusively on promoting technology industries, but on all aspects of economic development. Waterloo has a strong technology sector with hundreds of high-tech firms. The dominant technology company in the city is Research In Motion, makers of the BlackBerry, which has its headquarters in the city and owns several office buildings near the University of Waterloo’s main campus. Notable Waterloo-based high-tech companies include: Many other high-tech companies, with headquarters elsewhere, take advantage of the concentration of high-tech employees in the Waterloo area, and have research and development centres there. Sybase, Google, Oracle, McAfee, NCR Corporation, Electronic Arts and Agfa are among the large, international technology companies with development offices in Waterloo. Before it became known for technology, Waterloo was often called “the Hartford of Canada” because of the many insurance companies based in the area. Manulife, Sun Life Financial, Equitable Life of Canada and Economical Insurance have a significant presence in the city. Breweries and distilleries had been a significant industry in the Waterloo area until 1993 when a Labatt-owned brewery was shut down. Now the only major brewery is the Brick Brewing Company. Waterloo was the original home of distiller Seagram (also home town of many descendants of J.P. Seagram), which closed its Waterloo plant in 1992. Of the remaining Seagram buildings, one became home of the Centre for International Governance Innovation (CIGI), while others were converted into condominiums. Roads The Conestoga Parkway and Highway 8 connect Waterloo with Kitchener, Cambridge, Highway 7/8, and Highway 401. Waterloo shares several of its north-south arterial roads with neighbouring Kitchener. They include (from east to west) Bridge Street, Weber Street, King Street, Westmount Road, and Fischer-Hallman Road. Regina Street (located between Weber and King Streets) and Albert Street (located between King Street and Westmount Road) are north-south roads located entirely within Waterloo. The city’s east-west thoroughfares are almost entirely located within city limits, with the exception of Union Street, which has a small sections in Kitchener. Waterloo’s major east-west arterial roads are (from south to north) Union Street, Erb Street, Bridgeport Road, University Avenue, Columbia Street, and Northfield Drive. Public Transportation Public transport throughout Waterloo Region is provided by Grand River Transit, created by a merger of Kitchener Transit (which served Waterloo) and Cambridge Transit in January 2000. GRT operates a number of bus routes in Waterloo, with many running into Kitchener. In September 2005 an express bus route called iXpress was added that runs from downtown Cambridge through Kitchener to Conestoga Mall in North Waterloo. Regional council has supported the construction of a light rail system to connect Waterloo, Kitchener, and Cambridge. As of 2007, a study is underway to recommend a form of rapid transit, with rapid buses and light rail transit under consideration. Railways Waterloo no longer has any regularly scheduled passenger rail service. VIA Rail trains between Sarnia and Toronto stop at the nearby Kitchener railway station southeast of uptown Waterloo at the corner of Victoria Street and Weber Street. The station is accessible by local buses via Kitchener’s downtown Charles Street transport centre. There are no GO Transit railway stations within reasonable distance of Waterloo. The nearest is Milton station. City councillors and public petitions have called for the extension of GO trains to the Region of Waterloo, but at present GO does not plan to go beyond already-announced bus links. However, an environmental assessment of extending GO trains to downtown Kitchener has just been completed and may bring trains to the Region of Waterloo as soon as 2011. In May 2007, city council gave approval for a non-profit tourist train to run between Waterloo station and St. Jacobs, reviving the route of the Waterloo-St. Jacobs Railway from the late 1990s. The Waterloo Central Railway are run on trains at 10am, 12pm, and 2pm from April to November. Air The closest airport to Waterloo is the Region of Waterloo International Airport in nearby Breslau, but while it is a thriving general-aviation field, it is not heavily served by scheduled airlines. Northwest Airlines offers flights to Detroit, Michigan, and on May 14, 2007, WestJet began offering one daily non-stop flight to Calgary, Alberta. As of October 1, 2007, Bearskin Airlines offers daily round trip service to Ottawa, Ontario. Most air travellers use either Toronto Pearson International Airport or John C. Munro Hamilton International Airport. There are no permanent public transport links from Waterloo to any of these airports. Click for the last available Waterloo property tax rates. Waterloo Economic Development Initiatives Follow the link for the most recent Waterloo economic development initiatives. Why Choose a Waterloo Mortgage Broker
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When looking for mortgages, rates are not the only thing you want to look at. If you talk to a mortgage broker in Waterloo, they can give you all the information to make the right choice. People are always interested in just getting the lowest mortgage rates but forgetting about important stuff like flexibility and pre-payment abilities within their mortgage. A mortgage broker can give you professional advice and help you avoid any problems in the future. Some lenders give you penalties when paying off your mortgage faster or charge you fees if you want to switch to another lender. So its good to talk to a mortgage broker so they can help you decide which lender is best for you.
Mortgage brokers in Waterloo have access to a wide variety of lenders, usually about 40. Our company has access to over 100 lenders for your ontario mortgage. We have been a mortgage brokerage for over 20 years and we have access to alot of private lenders that alot of mortgage brokers dont have. Any good mortgage broker in Waterloo should have a large variety of lenders so you can get that competitive mortgage rate with the best options.You should feel comfortable with your mortgage broker. We take the time to get to know you and find out your needs and wants. We will treat you like one of our own family and get you the best ontario mortgage we can. We are there from start until finish, and our job is not finished once you recieve your Waterloo mortgage. We are with you as long as you need us. Any questions about your Waterloo mortgage throughout its whole term you can always come to us and we will answer those questions for you. We are your Waterloo mortgage broker for life.
Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Waterloo we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.
Please contact us or apply online for a Waterloo Mortgage
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