VFC Mortgage Lender

VFC offers a couple of unique mortgage products, Contact your mortgage broker to see if VFC is right for you and your situation.

Bad Credit or Bankruptcy?


VFC is great for people with bad credit or people with recent bankruptcies. They allow borrowers with poor credit and recent bankrupcy discharges to obtain mortgages. Your mortgage broker can go over your bad credit situation with you to see if you can qualify or if this is even the right lender for you.

Are you Self-Employed?

VFC offers mortgages to small business and self employed borrowers with low documentation requirements.  With  20% down, notice of assessments are not even required.

Rental Property Mortgages

VFC also offers mortgages for a rental property with up to 4 units and at financing up to 90%. We have other lenders that offer more than this. So please talk to your mortgage broker to see which lender is right for you.

VFC Offers High TDS Ratios

VFC has a great high TDS ratio mortgage. Your TDS can be as high as 50% depending on your credit score. Talk to your mortgage professional to see if this is the product for you. Your TDS is your debt ratio. Your debts compared to your total income.

Other VFC Mortgage Products & Terms Available

VFS has high ratio mortgages up to 90% of your loan to value. You can also get up to 35 years amortization. You can get a fixed rate for 3 or 5 year terms. This lender does not have a variable rate mortgage option. You can make weekly, accelerated bi-weekly, semi-monthly and monthly payments.

You can only increase your payments up to 10% over your mortgage terms and pre-pay up to 10% each year on your original mortgage balance.



If you are interested in VFC 's mortgage products call your mortgage broker today or apply online. She will discuss with you all your options and find you the best suitable lender for your situation.