Latest Mortgage Rates

Term OUR RATES Banks
Updated August 8, 2010 0.0 % 0.0 %
Variable ARM 2.05 % 2.65 %
1 Year Closed 2.60 % 3.75 %
2 Year Closed 3.04 % 4.05 %
3 Year Closed 3.54 % 4.65 %
4 Year Closed 3.74 % 5.25 %
5 Year Closed 3.65 % 5.85 %
50/50 Mortgage 3 yr 2.87 % 0.00 %

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Richmond Hill Mortgage Broker for Mortgages in Richmond Hill

 
Financing Richmond Hill for Over 20 Years

Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Richmond Hill mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage. I work with over 100 lenders to find the best possible rate and flexible options for your needs.

I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will gladly show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you!

In these tough economic times, I want only the very best for you and your family. My job as your Richmond Hill mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Richmond Hill I will be able to quickly deliver your options. Best of all, in almost all cases, my service is free. The lender will pay my fee.

I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. You can apply now or pick up the phone and call me today.
    richmond hill mortgage

Name: Amanda Cluett
Tel (Local): 416-524-5432
Tel (Toll-Free): 1-877-5 RATES 1
amanda@bestmortgagerates4u.ca



























   

Buying a Home
                            First Time Home Buyer                   Mortgage Renewals

Buying a Home            First Time Homebuyer            Mortgage Renewals
Looking for your first or                      Tips and stuff you need to know            Maturing mortgage? Nows a
or next home? Start by                      about buying your first home.                great time to look at all your

talking to a mortgage planner                                                                       options
 

Mortgage  Refinance                       Bad Credit?                             Investment Property             

Mortgage Refinancing             Bad Credit?            Property Investment
Need money for refinancing                 Moving a higher interest rate              Real Estate is a great
a debt or want to make                       debt into a lower rate mortgage          investment. Start by talking
home improvements?                          is a great way to start.                      to a mortgage professional today


No matter what your situation is, I can help. If your an investor in need of a Richmond Hill mortgage or Richmond Hill loans. Richmond Hill bad credit mortgages cases in need of a second mortgage. We have Richmond Hill private mortgages. If your a home owner in need of Richmond Hill financing or Richmond Hill refinance. I will try and help every person get the right mortgage. Give me a call today for your mortgages in Richmond Hill.


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or Apply online with our secure online application.



About Richmond HIll

Richmond Hill population was estimated at 162,704 in 2006, and in 2008 Estimate: 181,000. It is a town located in Southern Ontario in the central portion of York Region, Ontario, located just north of Thornhill, Ontario, Canada. It is the third most populous municipality in York Region and the 28th most populous municipality in Canada. It is part of the Greater Toronto Area (GTA). Once considered the Rose Capital of the World, Richmond Hill has in recent years seen a huge population upsurge, being Canada's fastest-growing community in the 1990s. The town is home to the world-renowned David Dunlap Observatory telescope, Richmond Hill High School, which ranks perrennially as one of the top public schools in Canada, and has been rated by the Fraser Institute as the 23rd most affluent city in North America and 3rd in Canada. It is twinned with Lakeland, Florida.


Recreation


Richmond Hill has 166 parks, under the Town of Richmond Hill Parks, Recreation, and Culture department, of which most are small urban parks and 544 hectares of undeveloped natural area for recreation. The largest such park is Richmond Green Sports Centre and Park which includes several baseball diamonds, 2 skating rinks, a 300-person amphitheatre and a skateboard park. The Town also has a total of 5 public swimming pools, including Canada's largest indoor Wave Pool. Additionally, each summer, the town features a concert series entitled "Concerts in the Park". Each concert has a specific theme, such as children's music and "The Beach Boys", and all are very popular. These series are held by Mill Pond and the Richmond Green. The Richmond Hill Heritage Centre serves as a museum of the town's history. It also runs a variety of programmes related to the town's history. The town is also home the Richmond Hill Country Club, which features an 18 Hole championship layout at the Richmond Hill Golf Club, and the Bloomington Downs Golf Course.

In 2009, Richmond Hill Centre for the Performing Arts was opened. This 43,000 square foot multi-use cultural facility offers quality entertainments of art and music.


Demographics


Richmond Hill is now one of the fastest growing communities in Canada, with a large and multicultural population. It had 162,704 residents according to the 2006 Census, representing 23% growth from the 2001 Census which was more than four times the Canadian average during that period. Among the forty seven Canadian census subdivisions with populations over 100 000, only Brampton, Vaughan, Whitby, Markham and Barrie had faster growth rates. In 2001, the town had been recognised as the fasting growing “large” municipality in Canada by Statistics Canada. The town’s population is projected to exceed 200,000 by the year 2015.


Transportation

Road networks

The town of Richmond Hill is very well serviced in terms of transportation facilities for a community of its size. The eastern border of the town is Highway 404, a major highway which leads directly into the downtown core of the City of Toronto via the Don Valley Parkway (DVP) followed by the Gardiner Expressway. It also intersects Highway 401 which is one of the most traversed highways on the planet and is the principal east/west route in the Greater Toronto Area (GTA). The town's southern border is defined by the former Highway 7 and a parallel expressway, Highway 407. The latter is a toll route (the only currently existing in the province) and was designed as a bypass for the 401. The combined effect of these highways ensures that Richmond Hill is well integrated into Ontario’s road network and has easy access for all road vehicles.


Public transit

Public transit within the town of Richmond Hill is on buses co-ordinated by York Region Transit. In Sept 2005, YRT unveiled a new rapid transit initiative entitled VIVA which gives enhanced bus service on major routes using vehicles capable of speeding up traffic lights to lessen the time they idle. Also operates several feeder routes on secondary streets in the town. While reaction to the VIVA program has been very positive and the funding provided considerable, there hasn’t been as large an increase in commuter use as was hoped. Commuter train service is provided to the town by GO Transit on the Richmond Hill line with two stations in the town, Richmond Hill Station and Langstaff Station. Langstaff Station is near the new Richmond Hill Centre Terminal of York Region Transit at Highway 7 and Yonge Street, and is connected to it by a pedestrian bridge opened in March 2008.


Alternative transportation

Richmond Hill is minimally serviced by other modes of transportation. Its landlocked situation inhibits any water transportation and it lacks an airport of its own, though it does border on Markham's Buttonville Airport. The closest large airport is Pearson International Airport.

Richmond Hill Property Taxes


Click the link to view the most recent property tax rate for Richmond Hill.



Why Choose a Richmond Hill Mortgage Broker


When looking for mortgages, rates are not the only thing you want to look at. If you talk to a mortgage broker in Richmond Hill, they can give you all the information to make the right choice. People are always interested in just getting the lowest mortgage rates but forgetting about important stuff like flexibility and pre-payment abilities within their mortgage. A mortgage broker can give you professional advice and help you avoid any problems in the future. Some lenders give you penalties when paying off your mortgage faster or charge you fees if you want to switch to another lender. So its good to talk to a mortgage broker so they can help you decide which lender is best for you.

Mortgage brokers in Richmond Hill have access to a wide variety of lenders, usually about 40. Our company has access to over 100 lenders for your ontario mortgage. We have been a mortgage brokerage for over 20 years and we have access to alot of private lenders that alot of mortgage brokers dont have. Any good mortgage broker in Richmond Hill should have a large variety of lenders so you can get that competitive mortgage rate with the best options.You should feel comfortable with your mortgage broker. We take the time to get to know you and find out your needs and wants. We will treat you like one of our own family and get you the best ontario mortgage we can. We are there from start until finish, and our job is not finished once you recieve your Richmond Hill mortgage. We are with you as long as you need us. Any questions about your Richmond Hill mortgage throughout its whole term you can always come to us and we will answer those questions for you. We are your Richmond Hill mortgage broker for life. 


About Trillium Mortgage


Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Richmond Hill we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.


Contact your Richmond Hill Mortgage Broker and she will get you the mortgage that is right for you. With many lenders to choose from they are sure to get you the best rates and most flexible options for your Richmond hill mortgage needs.






Please contact us or apply online for a Richmond Hill Mortgage                        


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