Latest Mortgage Rates

Term OUR RATES Banks
Updated March 25, 2016 0.0 % 0.0 %
Variable ARM 2.15 % 2.8 %
1 Year Closed 2.29 % 3.09 %
3 Year Closed 2.49 % 3.19 %
5 Year Closed 2.49 % 3.29 %


Client Testimonials

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Trillium offers Ottawa Mortgage Broker Services

Financing Ottawa for Over 20 Years

Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Ottawa mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage. I work with over 100 lenders to find the best possible rate and flexible options for your needs.

I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will gladly show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you!

In these tough economic times, I want only the very best for you and your family. My job as your Ottawa mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Ottawa I will be able to quickly deliver your options. Best of all, in almost all cases, my service is free. The lender will pay my fee.

I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. You can apply now or pick up the phone and call me today.
    ottawa mortgage

Name: Amanda Cluett
Tel (Local): 416-524-5432
Tel (Toll-Free): 1-877-5 RATES 1

mortgage broker


Buying a Home
                            First Time Home Buyer                   Mortgage Renewals

Buying a Home            First Time Homebuyer            Mortgage Renewals
Looking for your first or                      Tips and stuff you need to know            Maturing mortgage? Nows a
or next home? Start by                      about buying your first home.                great time to look at all your

talking to a mortgage planner                                                                       options

Mortgage  Refinance                       Bad Credit?                             Investment Property             

Mortgage Refinancing             Bad Credit?            Property Investment
Need money for refinancing                 Moving a higher interest rate              Real Estate is a great
a debt or want to make                       debt into a lower rate mortgage          investment. Start by talking
home improvements?                          is a great way to start.                      to a mortgage professional today

About Ottawa


The population of the city of Ottawa is estimated at
894,654 as of mid-2008, up 1.5% from 2007. There is a difference of 26,720 inhabitants between Statistics Canada’s 2008 preliminary post-censal estimate of Ottawa’s population and those of City staff. The population of the Ottawa Area (Ottawa-Gatineau and adjacent municipalities) is estimated at 1,353,747 at year-end 2008. Net migration to the Ottawa-Gatineau Census Metropolitan Area (CMA) rose to 8,579 in 2006-2007, up 4% from a year earlier.

Employment and Economy

Ottawa-Gatineau’s Gross Domestic Product
(GDP) grew by 1.2% in 2008 and is forecast by the Conference Board of Canada to grow by 0.2%, the only major city with a positive GDP growth rate in 2009. Average personal income per capita in Ottawa-Gatineau rose by 4.1% to $42,236 in 2008 and, according to the Conference Board, is the third highest among Canada’s major cities. The employed labour force residing in Ottawa edged up by 2.4% in 2008, to 500,000, the third strongest growth rate among Canada’s major cities. Ottawa’s unemployment rate fell to at 4.9% in 2008, from 5.1% in 2007.Ottawa-Gatineau gained 20,200 jobs in 2009, mostly in public administration and in health & education. Private-sector employment accounted for 63.4% of total jobs in Ottawa, down from 65.2% in 2007.


There were
6,679 housing starts in the city of Ottawa in 2008, and 11,131 starts in the Greater Ottawa-Gatineau Area, increases of 7.4% and 10.5% respectively from 2007. 13.6% of the city’s new housing units for which building permits were issued in 2008 were in areasspecifically targeted for residential intensification by the 2003 Official Plan.

rental vacancy rate fell to 4.1% in October 2008, from 2.3% the previous year. Rents increased by 3.4% in 2008.

In 2008,
42% of applicants for social housing were housed. Ottawa now has the second most affordable resale housing market of Canada’s six largest urban areas;Vancouver, Calgary, Toronto and Edmonton are more expensive relative to incomes. The average resale house price rose by 6.4% to $290,483 in 2008, the sharpest rise of all major cities.

Over the past 25 years, the percentage of
single detached houses built annually in Ottawa averaged 48%. In 2008, 41% of new dwellings were single homes.

In 2008,
6.5% of newly built ownership housing in Ottawa was affordable to households in the 40th income percentile, down from 8.2% in 2007.

Population and Households (occupied dwellings) Estimates by Sub-Area, Year End 2008




1. Central Area



2. Inner Area



3. Ottawa East



4. Beacon Hill



5. Alta Vista



6. Hunt Club



7. Merivale



8. Ottawa West



9. Bayshore



10. Cedarview



11. Kanata



12. Stittsville



13. South Nepean



14. Riverside South



15. Leitrim



16. Orléans



17. Rural Northeast



18. Rural Southeast



19. Rural Southwest



20. Rural Northwest



City of Ottawa




About Trillium Mortgage

Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Ottawa we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.

Please contact us or apply online for an Ottawa Mortgage
   For we have the best rates for mortgages in Ottawa.   

                    mortgage application                                         

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