Latest Mortgage Rates

Term OUR RATES Banks
Updated March 25, 2016 0.0 % 0.0 %
Variable ARM 2.15 % 2.8 %
1 Year Closed 2.29 % 3.09 %
3 Year Closed 2.49 % 3.19 %
5 Year Closed 2.49 % 3.29 %


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The Best Ontario Mortgage Rates

Trillium is Outshining Other Ontario Mortgage Brokers for Over 20 Years

Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Ontario mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage. I work with over 100 lenders to find the best possible rate and flexible options for your needs.

I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you I will deliver you the best rates possible!

In these tough economic times, I want only the very best for you and your family. My job as your Ontario mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Ontario I will be able to quickly deliver your options. Best of all, in most cases, my service is free. The lender will pay my fee. The only way it will cost you money is if you have bad credit and its difficult to get you a mortgage.

Other Ontario mortgage brokers are only available during limited times. I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. Choose me as your Ontario mortgage broker and I can get you the best Ontario mortgage rates on a mortgage in Ontario.
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Name: Amanda Cluett
Tel (Local): 416-524-5432
Tel (Toll-Free): 1-877-5 RATES 1

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Buying a Home
                            First Time Home Buyer                   Mortgage Renewals

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Looking for your first or                      Tips and stuff you need to know            Maturing mortgage? Nows a
or next home? Start by                      about buying your first home.                great time to look at all your

talking to a mortgage planner                                                                       options

Mortgage  Refinance                       Bad Credit?                             Investment Property             

Mortgage Refinancing             Bad Credit?            Property Investment
Need money for refinancing                 Moving a higher interest rate              Real Estate is a great
a debt or want to make                       debt into a lower rate mortgage          investment. Start by talking
home improvements?                          is a great way to start.                      to a mortgage professional today


Why use an Ontario Mortgage Broker for your Mortgage in Ontario


If you're buying a home in Ontario then it will not be far stretched to say that you will need a mortgage. Question is did you know that there is a difference between Ontario mortgage brokers and the bank loan officers? There is actually a big difference and that you have a choice in which one you use to obtain your Ontario mortgage.



Think of your Ontario mortgage broker as a scout. Ontario mortgage brokers find and evaluate home buyers who desire to obtain an mortgage in Ontario, analyzing each client’s credit situation differently so that they are able to determine which lender is the best fit for that particular clients needs. The mortgage broker submits the home buyer's application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. A good Ontario mortgage broker can find a lender for good, bad, or no credit. The clients credit will not stop them from obtaining an Ontario mortgage if they are dealing with an experienced mortgage broker.


When dealing with a bank no matter what employee you work with all, employees of the bank work to sell and process mortgages and other loans originated by their employer. They often have more than one type of loan to choose from, but all loans originate from one lender; the bank. The loan officer within the bank will take your application and see if the bank has a home loan that suits your needs. If your personal credit is approved then the bank will move forward. If your credit is denied then the process ends and they no longer try to find you other options. An Ontario mortgage broker will try other avenues and lenders if the first lender tells them no or gives them an unfavorable response.

Just like shopping around for any other major purchase an Ontario mortgage is no different. A home buyer needs to shop around for the best rate. Shopping around can be time consuming and frustrating. So why not find an Ontario mortgage broker you can trust and count on, to do the shopping for you. In the long run, you will probably pay less for everything, including peace of mind. So when the time comes for you to take on a mortgage make sure you hire an Ontario mortgage broker to find you the loan that best fits your needs.


About Trillium Mortgage

Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed or new to canada and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Ontario we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.

Please contact us or apply online for an Ontario Mortgage
        For we have the best rates for mortgages in Ontario.   

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