Latest Mortgage Rates

Term OUR RATES Banks
Updated August 8, 2010 0.0 % 0.0 %
Variable ARM 2.05 % 2.65 %
1 Year Closed 2.60 % 3.75 %
2 Year Closed 3.04 % 4.05 %
3 Year Closed 3.54 % 4.65 %
4 Year Closed 3.74 % 5.25 %
5 Year Closed 3.65 % 5.85 %
50/50 Mortgage 3 yr 2.87 % 0.00 %

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Kingston Mortgage Broker for Mortgages in Kingston

 
Financing Kingston for Over 20 Years

Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Kingston mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage. I work with over 100 lenders to find the best possible rate and flexible options for your needs.

I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will gladly show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you!

In these tough economic times, I want only the very best for you and your family. My job as your Kingston mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Kingston I will be able to quickly deliver your options. Best of all, in almost all cases, my service is free. The lender will pay my fee.

I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. You can apply now or pick up the phone and call me today.
    kingston mortgage

Name: Amanda Cluett
Tel (Local): 416-524-5432
Tel (Toll-Free): 1-877-5 RATES 1
amanda@bestmortgagerates4u.ca



























   

Buying a Home
                            First Time Home Buyer                   Mortgage Renewals

Buying a Home            First Time Homebuyer            Mortgage Renewals
Looking for your first or                      Tips and stuff you need to know            Maturing mortgage? Nows a
or next home? Start by                      about buying your first home.                great time to look at all your

talking to a mortgage planner                                                                       options
 

Mortgage  Refinance                       Bad Credit?                             Investment Property             

Mortgage Refinancing             Bad Credit?            Property Investment
Need money for refinancing                 Moving a higher interest rate              Real Estate is a great
a debt or want to make                       debt into a lower rate mortgage          investment. Start by talking
home improvements?                          is a great way to start.                      to a mortgage professional today


About Kingston


History on the waterfront, cutting-edge culture, leading research and hot new start-ups: Kingston, Ontario, is a place where history and innovation thrive. 

From our waterfront Martello Tours to our new 6,500 seat K-Rock Centre, the mixture of history and culture is a landscape for breakthrough ideas and healthy lifestyles.

Kingston has consistently been ranked an outstanding Canadian city.  As one of the top three most sustainable cities, six best places to live and boasting one of the best three downtowns and five best Canadian cities to golf in, Kingston´s charms are setting national standards.

Kingston has gained international recognition with UNESCO´s newest World Heritage Site designation of the Rideau Canal, Fort Henry National Historic Site and Kingston fortifications and our region is also recognized as part of the World Network of Biosphere Reserves with the Frontenac Arch Biosphere.

Kingston resident's benefit from a superior quality of life and we're proud to share it.  We benefit from short commute times to work, great walking and bike paths throughout the downtown and along the waterfront, access to lakes and cottage country within a 20-minute drive and excpetional nightlife activities with great dining options, dancing, live music and theatre.

If you're considering a relocation, we'd like to encourage you to think Kingston...

Major Employers

Kingston has a balanced and diverse economy with a strong private sector that accounts for 60 per cent of local employment. We offer a blend of business and hospitality services and research, development  and manufacturing companies.  

Our strong public sector is the core of the economy and in the face of challenging economic times, is helping to ensure that growth and investment in Kingston continues.  This sheltering effect of sorts has helped Kingston maintain and grow its employment opportunities while neighbouring regions are facing significant downsizing.

Largest Private Sector Employers  # of Employees                        
 StarTek Canada  - 1,200  
 Invista Canada   - 1,200
 Empire Life Insurance Company    -   525
 J.E. Agnew Food Services   -    500
 Novelis  -     366
 Assurant Solutions   -    280
 Bell Canada   -    250
 Commissionaires Canada   -    240
 Dupont Research & Development Centre   -    200
 SLH Transport Inc.     -  200
 Cancoil Thermal Corporation    -   150
 KIMCO Steel     -  135
* data confirmed as of May 2009  

 

Largest Public Sector Employers                # of Employees                        
 Canadian Forces Base Kingston  -  7,800
 Queen´s University  -  4,200
 Kingston General Hospital  -  3,400
 Limestone District School Board -   2,720
 Correctional Services of Canada -   2,670
 Providence Care  -   1,775
 City of Kingston -   1,500
 Hotel Dieu Hospital  -  1,000
 Ontario Ministry of Health  -     940
 Royal Military College  -     780
 Ongwanada    -   450
 Ontario Ministry of Transportation   -    310
 St. Lawrence College - Kingston campus  -     296
 * data confirmed as of May 2009  

Largest Private Sector Employers  # of Employees                       
 StarTek Canada  1,200 
 Invista Canada  1,200
 Empire Life Insurance Company     525
 J.E. Agnew Food Services     500
 Novelis     366
 Assurant Solutions     280
 Bell Canada     250
 Commissionaires Canada     240
 Dupont Research & Development Centre     200
 SLH Transport Inc.     200
 Cancoil Thermal Corporation     150
 KIMCO Steel     135


Real Estate in Kingston

 

Kingston is a fantastic place to live with numerous real estate offerings from contemporary loft-style condominiums, modern-day suburban homes in quiet neighbourhoods to historic homes and waterfront cottages. 

To assist you in your search, please consider the below contacts. 

 

MLS (Multiple Listing Service) 
The Mulitple Listing Service (MLS) offers a broad selection of preperties and access to search specific neighbourhoods, view pictures of properties and review pertinent information. 

According to the Canadian Mortgage and Housing Corporation (CMHC), the average MLS price in the 2008 resale market was $235,047. Search for Kingston MLS listings here.

Kingston and Area Real Estate Association 
Real estate agents in Ontario are licensed by the provincial government.  The Kingston and Area Real Estate Association offers a comprehensive listing of real estate offices, brokers, agents, developers and builders.  For more information to support your real estate search in Kingston, please visit their website at http://www.karea.ca or contact their office at 613-384-0880.

Condominium Living
Kingston's popularity as both a student and retirement community makes condominiums much desired.  Loads of amenities and someone else to shovel the snow... In the summer of 2008, townhouse-style condominiums started at $105,000 and water-view unites started at $159,000, with downtown locations from $320,000.

To learn more about the Ontario condominium Act and for helpful tips for condominium buyers, please visit the Government of Ontario website or ask a real estate professional for more information.

Happy Househunting!


Kingston Property Taxes


Click the link to view the most recent property tax rates for Kingston.

 

Kingston Planning Initiatives


Click the link to see Kingston Development Projects



Why Choose a Kingston Mortgage Broker


When looking for mortgages, rates are not the only thing you want to look at. If you talk to a mortgage broker in Kingston, they can give you all the information to make the right choice. People are always interested in just getting the lowest mortgage rates but forgetting about important stuff like flexibility and pre-payment abilities within their mortgage. A mortgage broker can give you professional advice and help you avoid any problems in the future. Some lenders give you penalties when paying off your mortgage faster or charge you fees if you want to switch to another lender. So its good to talk to a mortgage broker so they can help you decide which lender is best for you.

Mortgage brokers in Kingston have access to a wide variety of lenders, usually about 40. Our company has access to over 100 lenders for your ontario mortgage. We have been a mortgage brokerage for over 20 years and we have access to alot of private lenders that alot of mortgage brokers dont have. Any good mortgage broker in Kingston should have a large variety of lenders so you can get that competitive mortgage rate with the best options.You should feel comfortable with your mortgage broker. We take the time to get to know you and find out your needs and wants. We will treat you like one of our own family and get you the best ontario mortgage we can. We are there from start until finish, and our job is not finished once you recieve your Kingston mortgage. We are with you as long as you need us. Any questions about your Kingston mortgage throughout its whole term you can always come to us and we will answer those questions for you. We are your Kingston mortgage broker for life. 

About Trillium Mortgage


Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Kingston we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.




Please contact us or apply online for a Kingston Mortgage                    


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