Latest Mortgage Rates

Term OUR RATES Banks
Updated December 8, 2011 0.0 % 0.0 %
Variable ARM 3.2 % 3.5 %
1 Year Closed 3.09 % 3.75 %
3 Year Closed 3.25 % 4.65 %
5 Year Closed 3.24 % 5.85 %
50/50 Mortgage 3 yr 2.77 % 0.00 %

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Hamilton Mortgage Broker for Mortgages in Hamilton

 
Financing Hamilton for Over 20 Years

Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Hamilton mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage. I work with over 100 lenders to find the best possible rate and flexible options for your needs.

I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will gladly show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you!

In these tough economic times, I want only the very best for you and your family. My job as your Hamilton mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Hamilton I will be able to quickly deliver your options. Best of all, in almost all cases, my service is free. The lender will pay my fee.

I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. You can apply now or pick up the phone and call me today.
    hamilton mortgage

Name: Amanda Cluett
Tel (Local): 416-524-5432
Tel (Toll-Free): 1-877-5 RATES 1
amanda@bestmortgagerates4u.ca



























   

Buying a Home
                            First Time Home Buyer                   Mortgage Renewals

Buying a Home            First Time Homebuyer            Mortgage Renewals
Looking for your first or                      Tips and stuff you need to know            Maturing mortgage? Nows a
or next home? Start by                      about buying your first home.                great time to look at all your

talking to a mortgage planner                                                                       options
 

Mortgage  Refinance                       Bad Credit?                             Investment Property             

Mortgage Refinancing             Bad Credit?            Property Investment
Need money for refinancing                 Moving a higher interest rate              Real Estate is a great
a debt or want to make                       debt into a lower rate mortgage          investment. Start by talking
home improvements?                          is a great way to start.                      to a mortgage professional today

 
About Hamilton

Hamilton (2006 population 504,559; UA population 647,634; CMA population 692,911) is a port city in the Canadian province of Ontario. Conceived by George Hamilton when he purchased the Durand farm shortly after the War of 1812, Hamilton has become the centre of a densely populated and industrialized region at the west end of Lake Ontario known as the Golden Horseshoe. On January 1, 2001 the new City of Hamilton was formed through the amalgamation of the former city and the other constituent lower-tier municipalities of the Regional Municipality of Hamilton-Wentworth with the upper-tier regional government. Residents of the city are known as Hamiltonians. Since 1981, the metropolitan area has been listed as the ninth largest in Canada and the third largest in Ontario. Hamilton is located in Southern Ontario roughly 70 km southwest of Toronto.


Traditionally, the local economy has been led by the steel and heavy manufacturing industries. Within the last decade, there has been a shift towards the service sector, particularly health sciences. The Hamilton Health Sciences corporation employs nearly 10,000 staff and serves approximately 2.2 million people in the region.


Hamilton is home to the Royal Botanical Gardens, the Canadian Warplane Heritage Museum, the Bruce Trail, McMaster University and Mohawk College (Largest skilled trades college in Ontario). The Canadian Football Hall of Fame can be found downtown right beside Hamilton City Hall and across town to the east, the Canadian Football League’s Hamilton Tiger-Cats play at Ivor Wynne Stadium. The Erland Lee (Museum) Home (c. 1808) is a National Historic Site of Canada on the Canadian Register of Historic Places. An Ontario Historical Plaque in front of the Erland Lee Museum was erected by the province to commemorate the First Women’s Institute’s role in Ontario’s heritage.


Partly because of its diverse locations, numerous TV and film productions have been filmed in Hamilton, regulated by the Hamilton Film and Television Office. A growing arts and culture sector garnered media attention in a 2006 Globe and Mail news article, entitled “Go West, Young Artist,” which focused on the growing art scene in Hamilton. The article highlighted local art galleries, recording studios and independent film production.

Economy


The Hamilton Steel Mills.The most important economic activity in Ontario is manufacturing, and the Toronto–Hamilton region is the most highly industrialized section of the country. The area from Oshawa, Ontario around the west end of Lake Ontario to Niagara Falls, with Hamilton at its centre, is known as the Golden Horseshoe and has a population of approximately 8.1 million people. The phrase was first used by Westinghouse President, Herbert H. Rogge, in a speech to the Hamilton Chamber of Commerce, on January 12, 1954. “Hamilton in 50 years will be the forward cleat in a golden horseshoe of industrial development from Oshawa to the Niagara River…150 miles long and 50 miles (80 km) wide…It will run from Niagara Falls on the south to about Oshawa on the north and take in numerous cities and towns already there, including Hamilton and Toronto.”


With sixty percent of Canada’s steel being produced in Hamilton by Stelco and Dofasco, the city has become known as the Steel Capital of Canada.[45] After nearly declaring bankruptcy, Stelco returned to profitability in 2004 and on August 26, 2007 United States Steel Corporation acquired Stelco for $38.50 (Canadian) in cash per share, owning more than 76 percent of Stelco’s outstanding shares. Dofasco, in 1999, was the most profitable steel producer in North America and in 2000, the most profitable in Canada. It currently has approximately 7,300 employees at its Hamilton plant and produces over four million tons of steel annually, representing about 30% of Canada’s flat rolled sheet steel shipments. Dofasco is one of North America’s most profitable steel companies, and Dofasco was named to the Dow Jones Sustainability World Index in 2006 for the seventh year in a row. Dofasco produces steel products for the automotive, construction, energy, manufacturing, pipe and tube, appliance, packaging and steel distribution industries. Dofasco is currently a stand alone subsidiary of Arcelor Mittal, the world’s largest steel producer. Previously ordered by the U.S. Department of Justice to divest itself of the Canadian company, Arcelor Mittal has now been allowed to retain Dofasco provided it sells several of its American assets instead.


Originally, in the 1940s the John C. Munro Hamilton International Airport was used as a wartime air force training station. Today TradePort International Corporation manages and operates the John C. Munro Hamilton International Airport. Under TradePort management, passenger traffic at the Hamilton terminal has increased from 90,000 in 1996 to approximately 900,000 in 2002. The airport’s mid-term target for growth in its passenger service is five million air travelers annually. The air cargo sector of the airport has 24-7 operational capability and strategic geographic location, allowing its capacity to increase by 50% since 1996; 91,000 metric tonnes (100,000 tons) of cargo passed through the airport in 2002. Courier companies with operations at the airport include United Parcel Service and Cargojet Canada. In 2003, the city began developing a 30-year growth management strategy which called, in part, for a massive aerotropolis industrial park centred around Hamilton Airport. The aerotropolis proposal, now known as the Airport Employment Growth District, is touted as a solution to the city’s shortage of employment lands.[51] Hamilton turned over operation of the airport to TradePort International Corp. in 1996. In 2007, YVR Airport Services (YVRAS), which runs the Vancouver International Airport, took over 100 per cent ownership of TradePort in a $13-million deal. The airport is also home to the Canadian Warplane Heritage Museum.

A report by Hemson Consulting identified an opportunity to develop 1,000 hectares (2,500 acres) of greenfields (the size of the Royal Botanical Gardens) that could generate an estimated 59,000 jobs by 2031. A proposed aerotropolis industrial park at Highway 6 and 403, has been debated at City Hall for years. Opponents feel the city needs to do more investigation about the cost to taxpayers before embarking on the project.

Hamilton Property Taxes

Click the link to view the most recent property tax rate for Hamilton.


Facts about Hamilton

Hamilton, Ontario, is located at the head of Lake Ontario, between Niagara Falls and Toronto. According to the 2001 census, Hamiltons population is 490,268 making it the eighth largest city in Canada. Demonstrating the citys diversity, nearly one-quarter of the metropolitan area population of Hamilton is foreign-born. This makes Hamilton the Canadian city with the third highest proportion of foreign-born citizens after Toronto (44%) and Vancouver (38%).

Sales Rise in Hamilton

For the first time in a year, MLS sales rose in June in the Hamilton CMA. Although weaker sales in April and May put second quarter sales down by just under two per cent from last years figures, sales increased by nearly 18 per cent inJune. In addition, the average price of an existing home rose by two percent during the second quarter to $293,900. Average prices rising in line with the rate of inflation is one indicator of a balanced market.
 

About Trillium Mortgage


Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Hamilton we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.


              Please contact us or apply online for a Hamilton Mortgage                      

  
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