Latest Mortgage Rates
| Term | OUR RATES | Banks |
| Updated August 8, 2010 | 0.0 % | 0.0 % |
| Variable ARM | 2.05 % | 2.65 % |
| 1 Year Closed | 2.60 % | 3.75 % |
| 2 Year Closed | 3.04 % | 4.05 % |
| 3 Year Closed | 3.54 % | 4.65 % |
| 4 Year Closed | 3.74 % | 5.25 % |
| 5 Year Closed | 3.65 % | 5.85 % |
| 50/50 Mortgage 3 yr | 2.87 % | 0.00 % |
Client Testimonials
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Guelph Mortgage Broker for Mortgages in Guelph
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Financing Guelph for Over 20 Years Hi, I'm Amanda. Whether you're buying your first or next home, taking equity out of your existing home or your Guelph mortgage is up for renewal, I can help you. I can even get you a bad credit mortgage. I work with over 100 lenders to find the best possible rate and flexible options for your needs. I'm still shocked by the number of people who still go to their bank to get a mortgage. That is not your only and especially not your best option. When was the last time you remember a bank saving you money? The bank will gladly show you all sorts of 'options', but these options are only variations of the one and only product the bank has to offer you. Is their 'best rate' truly the best rate on the market? Will being loyal to your bank save you, or cost you money? Just like every other product you purchase, a wise consumer will shop around. Let me do that shopping for you! In these tough economic times, I want only the very best for you and your family. My job as your Guelph mortgage agent is to find you the lowest possible mortgage rate and to save you your time and the frustration of looking around. Through my experience in the mortgage industry in Guelph I will be able to quickly deliver your options. Best of all, in almost all cases, my service is free. The lender will pay my fee. I'm here for you, and I am available wherever and whenever it is convenient for you. I work days, evenings and even all weekend. You can apply now or pick up the phone and call me today. |
Name: Amanda Cluett Tel (Local): 416-524-5432 Tel (Toll-Free): 1-877-5 RATES 1 amanda@bestmortgagerates4u.ca |
Buying a Home First Time Home Buyer Mortgage Renewals
Looking for your first or Tips and stuff you need to know Maturing mortgage? Nows a
or next home? Start by about buying your first home. great time to look at all your
Mortgage Refinance Bad Credit? Investment Property
Mortgage Refinance Bad Credit? Investment Property
Mortgage Refinance Bad Credit? Investment Property
About Guelph Known as “The Royal City”, Guelph is roughly 28 kilometres (17 mi) east of Kitchener-Waterloo and 100 kilometres (62 mi) west of downtown Toronto at the intersection of Highway 6 and Highway 7. It is the seat of Wellington County, but as a separated municipality, the city is not part of the county. As one entity, Guelph and Wellington County have a population of 200,425. Residents of Guelph are called Guelphites. Guelph also has a number of sister cities, which are selected based on economic, cultural and political criteria. Because of its low crime rates, clean environment and generally high standard of living, Guelph is consistently rated as one of the country’s most livable cities: Moneysense magazine ranked Guelph fourth in the country to live in 2007, and was also rated among Canada’s ten best places to live by Chatelaine magazine. In April 2009 Guelph was named one of Canada’s top ten places to live for university graduates, mid-career professionals, families with children, and retirees. Guelph is the fourth fastest growing city in Canada with a population growth rate of about 2% per year. Guelph's current population is estimated to be around 127,872 and is projected to have a population around 175,000-195,000 by the year 2027. Population varies throughout the year because of variations in the University of Guelph student population. [10] Bus Click the link to view the most recent property tax rate for Guelph. Guelph Planning Initiatives Click the link to see Guelph’s Strategic Plan Why Choose a Guelph Mortgage Broker When looking for mortgages, rates are not the only thing you want to look at. If you talk to a mortgage broker in Guelph, they can give you all the information to make the right choice. People are always interested in just getting the lowest mortgage rates but forgetting about important stuff like flexibility and pre-payment abilities within their mortgage. A mortgage broker can give you professional advice and help you avoid any problems in the future. Some lenders give you penalties when paying off your mortgage faster or charge you fees if you want to switch to another lender. So its good to talk to a mortgage broker so they can help you decide which lender is best for you. About Trillium Mortgage
Need money for refinancing Moving a higher interest rate Real Estate is a great
a debt or want to make debt into a lower rate mortgage investment. Start by talking
home improvements? is a great way to start. to a mortgage professional today
Demographics
The 2001 census indicates 117,344 people residing in Guelph, of whom 49.1% were male and 50.9% were female. Children under five accounted for approximately 6.2% of the resident population of Guelph, whereas 12.2% of the resident population in Guelph were of retirement age. The average age is 35.7 years of age. In the five years between 1996 and 2001, the population of Guelph grew by 10.7%. Population density of Guelph averaged 310.1 people per square kilometre.
Historically, Guelph's population has been principally British in origin, with 92% in 1880 and 87% in 1921.[5]
Now, some 10 percent of the resident population described themselves as visible minorities, predominantly South Asian mostly of Afghan, Indian and Pakistani origin: 2.43%, Chinese: 2.42%, Black Canadian/African Canadians: 1.25%, and many others including Filipino, Vietnamese and Arab. The city is mostly Christian: 74.17%, almost evenly split among Protestants and Roman Catholics. The largest non-Christian religion is Buddhism: 1.45%, followed by Islam, and Hinduism.[11]
Transportation
Main article: Guelph Transit
Guelph Transit provides local transportation around the city. On June 20, 2007 Guelph Transit launched a web-based system known as Next Bus[16]. Global positioning satellites (GPS) technology and advanced computer modeling provide riders via the Internet, handheld devices (including Palms, Blackberries, and Web-capable cellular phones), or their telephones to receive accurate, real-time arrival and departure information. Intercity connections are made at the Guelph Bus Terminal.
Rail
Guelph Train StationGuelph was the first municipality in Canada to have its own federally chartered railway, the Guelph Junction Railway. This 16-mile link to the CPR is still municipally owned.
VIA Rail provides daily passenger rail service from the railway station to London and Toronto. The Goderich-Exeter Railway and Guelph Junction Railway provide freight service.
Highways
Highway 401 to Toronto and London.
Highway 7 to Kitchener and Acton.
Highway 6 to Hamilton and Owen Sound. This highway is known as the Hanlon Parkway for most of its length inside the city. The MTO has plans to extend the Hanlon to Kitchener, Ontario, as well they plan to upgrade the status to a controlled access Freeway
Economy
Manufacturing is a leading sector, accounting for 18 per cent of employment.[8].
The City of Guelph's Economic Development Strategy identified life science, agri-food and biotechnology firms, environmental management and technology companies as growth industries on which to focus economic development activities. [9]
Guelph's major employers include the University of Guelph, Linamar Corporation, and Sleeman Breweries (recently purchased by Sapporo of Japan) among others.
Guelph Property Taxes
Mortgage brokers in Guelph have access to a wide variety of lenders, usually about 40. Our company has access to over 100 lenders for your guelph mortgage. We have been a mortgage brokerage for over 20 years and we have access to alot of private lenders that alot of mortgage brokers dont have. Any good mortgage broker in Guelph should have a large variety of lenders so you can get that competitive mortgage rate with the best options.You should feel comfortable with your mortgage broker. We take the time to get to know you and find out your needs and wants. We will treat you like one of our own family and get you the best ontario mortgage we can. We are there from start until finish, and our job is not finished once you recieve your Guelph mortgage. We are with you as long as you need us. Any questions about your guelph mortgage throughout its whole term you can always come to us and we will answer those questions for you. We are your Guelph mortgage broker for life.
Trillium mortgage has been financing ontario mortgages for over 20 years. We have many agents and have access to well over 100 lenders. We help all our clients make informed decisions for all their ontario mortgage needs. Whether it be first,second or third mortgages, renewals, refinancing, equity take out and even debt consolidation. Trillium mortgage can get you financing anywhere in ontario, even with bad credit. We also have great programs for people who are self-employed and have problems getting a mortgage in ontario. Unlike many mortgage brokers in Guelph we have access to many commercial lenders, you can ask your trillium mortgage broker for more information.
Please contact us or apply online for a Guelph Mortgage
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