Latest Mortgage Rates
| Term | OUR RATES | Banks |
| Updated September 3, 2010 | 0.0 % | 0.0 % |
| Variable ARM | 2.05 % | 2.65 % |
| 1 Year Closed | 2.60 % | 3.75 % |
| 2 Year Closed | 3.04 % | 4.05 % |
| 3 Year Closed | 2.90 % | 4.65 % |
| 5 Year Closed | 3.65 % | 5.85 % |
| 50/50 Mortgage 3 yr | 2.87 % | 0.00 % |
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Looking for that good neighborhood to buy your home
Oct 5, 2009Decisions, Decisions
With so many options available to you, narrowing down your search for a new neighborhood to the one thats just right for you seems a daunting taks. To help make it easier, here are a few pointers:
• Make a list of the amenities most important to you. Whether they lean more towards playgrounds and community centers or theatres and restaurants, be sure to include everyday necessities like transit, grocery stores and banks. You may find it helpful to start by listing the amenities in your current neighborhood you've most appreciated and those you feel it was lacking.
• Visit any neighborhood to which you've seriously comtemplating a move more than once, at different times of the day and week. You might discover that an area you had first visited during the day has a different tone at night. As well, you may find it useful to know what rush hour looks like on the highways and streets in and around the area.
• Find out about the crime rates and they types of crimes. Are the property values falling,rising or are they stable. What about the quality of schools in the area. Even if you dont have childeren this could be important for the resale value of your home.
• Work with a real-estate sales representative. In addition to providing you with the information mentioned above, a good sales rep will find out your needs and wants and match them to a community ideal for you. For financing, you should always seek a good mortgage broker, therefore saving you time and money in finding that perfect mortgage for your needs and at the best available rate that you can get.